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When it's time to replace your car, buy a new motor home or borrow money for a new motorcycle, Toledo Metro Federal Credit Union has what it takes.
Rates subject to change without notice
Rates reflect paper quality as determined by BEACON/EMPERICA score.
| Loan Rates for Automobiles (New and Used) |
| |
|
|
(Credit Score) |
| Vehicle Year |
Term |
Premier |
A |
B |
C |
D |
E |
| |
|
720+ |
680-719 |
640-679 |
600-639 |
590-599 |
574 or less |
| 2011 over $30K+ |
73 - 84 mos |
4.99% APR |
5.50% |
|
|
|
|
| 2009-11 |
up to 72 mos |
3.99% APR |
4.50% |
6.50% |
10.75% |
14.75% |
16.00% |
| 2008 |
up to 60 mos |
3.99% APR |
4.50% |
6.50% |
10.75% |
14.75% |
16.00% |
| 2007 |
up to 60 mos |
3.99% APR |
4.50% |
6.50% |
10.75% |
14.75% |
16.00% |
| 2005-06 |
up to 48 mos |
3.99% APR |
4.50% |
6.50% |
10.75% |
14.75% |
16.00% |
| 2004 |
up to 36 mos |
3.99% APR |
4.50% |
6.50% |
10.75% |
14.75% |
16.00% |
| 2003 |
up to 30 mos |
3.99% APR |
4.50% |
6.50% |
10.75% |
14.75% |
16.00% |
| 2002 –older |
On an individual basis up to 24 months |
73-84 MONTH TERM REQUIRES A SCORE OF 680 OR HIGHER, ADD 1% TO ABOVE RATES-Applies to new untitled
automobiles only
| Loan Rates for RVs, boats, campers, motorcycles, snowmobiles and jet skis |
| Term |
Premier |
A |
B |
C |
D |
E |
| |
720+ |
680-719 |
640-679 |
600-639 |
590-599 |
574 or less |
| 72 mos |
8.5% |
8.5% |
9.5% |
NA |
NA |
NA |
| 60 mos |
8.5% |
8.5% |
9.5% |
10.5 % |
NA |
NA |
| 48 mos |
8.5% |
8.5% |
9.5% |
10.5% |
11.5% |
14% |
10% DOWN PAYMENT REQUIRED ON ALL USED BOATS, MOTORCYCLES, RV'S, AND SNOWMOBILES.
73-84 MONTHS: REQUIRES 680 + CREDIT SCORE ADD 1% TO RATE.
Minimum Shares Required - $25.00
Return Check Fee - $25.00
Late Charge - $25.00 over 15 days past due
We will not finance negative equity......100% NADA Used Retail
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