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When it's time to replace your car, buy a new home or borrow money for whatever reason, Toledo Metro Federal Credit Union has what it takes. Our loan department features mortgage loans, auto loans, home equity loans and various other loan products.
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Signature (unsecured) Loans*
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| Credit Score |
Rate |
Interest Rate Offered |
| 720 + |
A+ Paper |
8.0% |
| 680 – 719 |
A Paper |
10.0 % |
| 640 – 679 |
B Paper |
12.0 % |
| 600 – 639 |
C Paper |
14.0% |
| 575-599 |
D Paper |
16.0% |
| 574 or less |
E Paper |
18.0% |
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*rates effective on Jan. 2, 2009 new loans only
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VISA, Share, Certificate loans
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| Type of Loan |
% APR |
| Visa Gold |
11.00 |
| Visa Classic |
13.44 |
| Shared Secured |
6.50 |
| Certificate Secured |
3.00% over Certificate Rate |
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Second Mortgage
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| 5 – Year |
5.99% Fixed Fees Apply |
| 10 – year |
5.99% Fixed Fees Apply |
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Home Equity Line of Credit*
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| 15 – Year |
6.00 % Variable |
| *Existing loans adjusted yearly in August. Loans originating after July 2006, adjusted quarterly. |
Home Purchase or Refinance
Rates Change Daily - Contact the
Loan Department at 419-242-8117
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Academic Loans
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| Tuition Loans |
9% for 12 months |
| Guaranteed College Student Loans |
Please Call |
We have competitive rates. Give us a call today. See what we can do for you!
Loan Applications
To better serve our members, we have put printable loan applications on this website that can be downloaded and completed at your convenience. Due to current laws and regulations governing loan institutions, services of this type on the internet are restricted.
Loan applications on this website include, click on each to take you to the application:
Print the application of your choice, fill it out and mail it to the credit union at:
Toledo Metro Federal Credit Union
1212 Adams St.
Toledo, Ohio 43604
You can also fax the application to 419-242-8550.
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