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Toledo Metro Federal Credit Union
Toledo metropolitan credit union

 
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Member Cellular Discounts with Sprint 

GM Credit Union Discount 

 

Rates and Announcements

ACCOUNTS MATURITY MINIMUM DIVIDEND ANNUAL COMPOUNDING
    DEPOSIT% RATE% YIELD
CD 3 MO 500 .20 .20 MONTH
CD 6 MO 500 .25 .25 MONTH
CD 12 MO 500 .40 1.00 QTR
CD 18 MO 500 .50 .50 QTR
CD 24 CD 500 .75 1.25 QTR
CD 30 MO 500 1.24 1.25 QTR
CD 36 MO 500 1.29 1.30 QTR
CD 48 MO 250 1.99 2.00 QTR
CD 60 MO 500 2.23 2.25 QTR
MONEY MKT $2,500-24,999 0.20 0.20 MONTH  
MONEY MKT $25,000-49,999 0.35 0.35 MONTH  
MONEY MKT $50,000 + 0.65 0.65 MONTH  
REGULAR SHARES $25.00 0.10 0.10    
CLUB  ACCOUNTS $25.00 0.10 0.10    
SHARE DRAFT/CHECKING $25.00 NO INTEREST PAID NO INTEREST PAID    
IRA CD's UP TO $6000.00 FOR 2009 12 TO 60 MONTHS

CERTIFICATE OF DEPOSIT POLICY

 

The Board of Directors sets these rates.

 

Toledo Metro Federal Credit Union offers Certificate of Deposits to all members.

 

Maturity of 3, 6, 12, 18, 24, 30, 36, 48, and 60, months are available.

 

Minimum deposit for all certificates except 48 month is $500.00.

 

Minimum deposit for 48 month certificate is $250.00.

 

Dividends are paid monthly for 3 and 6 month certificates.

 

Dividends for 12, 18, 24, 30, 36, 48, and 60 month are paid quarterly.

 

A regular certificate may be held as collateral on a loan.  Secured loans may not exceed the term of the certificate.

 

There is a 90 day dividend penalty for early withdrawals (except when extending the certificate for a longer term).

 

 

Minimum deposit for an IRA for 12, 18, 24, 30, 36, and 36 month is $500.00.

 

 

 

 


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