Savings Rates

Effective Date: February 8th, 2016

SAVINGS ACCOUNTS
  Min Deposit Min Balance To
Earn Interest
Dividend Rate APY* Compounded
Share $5.00 $250.00 0.2500% .250% Quarterly
Holiday Club $0.00 $100.00 0.2500% .250% Quarterly
U-Name-It/Special Club $0.00 $100.00 0.2500% .250% Quarterly
Travel Club $0.00 $100.00 0.2500% .250% Quarterly

VARIABLE MONEY MARKET ACCOUNTS
Min Balance to Earn Interest Dividend Rate APY* Compounded
$0.00 - $2,499 0.000% .0% N/A
$2,500-$24,999 0.2000% .200% Monthly
$25,000-$49,999 0.3500% .351% Monthly
$50,000 + 0.650% .652% Monthly

 

CERTIFICATE OF DEPOSITS (CDs)
  Min Deposit Min Balance To
Earn Interest
Dividend Rate APY* Compounded
3 Month CD $250.00 $250.00 0.2000% 0.200% Monthly
6 Month CD $250.00 $250.00 0.2500% 0.250% Monthly
12 Month CD $250.00 $250.00 1.000% 1.004% Quarterly
18 Month CD $250.00 $250.00 0.500% 0.501% Quarterly
24 Month CD $250.00 $250.00 1.2500% 1.256% Quarterly
30 Month CD $250.00 $250.00 1.2400% 1.246% Quarterly
36 Month CD $250.00 $250.00 1.2900% 1.296% Quarterly
48 Month CD $250.00 $250.00 1.9900% 2.005% Quarterly
60 Month CD $250.00 $250.00 1.9900% 2.005% Quarterly
48 Month Add-On CD $250.00 $250.00 1.9900% 2.005% Quarterly
18 Month Flexible Choice CD $250.00 $250.00 1.000% 1.004% Quarterly


INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)
  Min Deposit Min Balance To
Earn Interest
Dividend Rate APY* Compounded
IRA Share Savings $5.00 $100.00  0.250% .250% Quarterly
12 Month CD $250.00 $250.00 1.000% 1.004% Quarterly
18 Month CD $250.00 $250.00 0.500% 0.501% Quarterly
24 Month CD $250.00 $250.00 1.2500% 1.256% Quarterly
30 Month CD $250.00 $250.00 1.2400% 1.246% Quarterly
36 Month CD $250.00 $250.00 1.2900% 1.296% Quarterly
48 Month CD $250.00 $250.00 1.9900% 2.005% Quarterly
60 Month CD $250.00 $250.00 1.9900% 2.005% Quarterly
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