Savings Rates

Effective Date: April 1, 2021

SAVINGS ACCOUNTS
  Min Deposit Min Balance To
Earn Interest
Dividend Rate APY* Compounded
Share $5.00 $250.00 0.0200% .020% Quarterly
Holiday Club $0.00 $100.00 0.0200% .020% Quarterly
U-Name-It/Special Club $0.00 $100.00 0.0200% .020% Quarterly
Travel Club $0.00 $100.00 0.0200% .020% Quarterly

VARIABLE MONEY MARKET ACCOUNTS
Min Balance to Earn Interest Dividend Rate APY* Compounded
$0.00 - $2,499 0.000% .0% N/A
$2,500-$24,999 0.0500% .050% Monthly
$25,000-$49,999 0.1000% .1000% Monthly
$50,000 + 0.1000% .1000% Monthly

 

CERTIFICATE OF DEPOSITS (CDs)
  Min Deposit Min Balance To
Earn Interest
Dividend Rate APY* Compounded
6 Month CD $250.00 $250.00 0.0500% 0.050% Quarterly
12 Month CD $250.00 $250.00 0.250% 0.250% Quarterly
18 Month CD $250.00 $250.00 0.250% 0.250% Quarterly
24 Month CD $250.00 $250.00 0.350% 0.350% Quarterly
36 Month CD $250.00 $250.00 0.450% 0.450% Quarterly
48 Month CD $250.00 $250.00 0.500% 0.500% Quarterly
60 Month CD $250.00 $250.00 0.500% 0.500% Quarterly
48 Month Add-On CD $250.00 $250.00 0.500% 0.500% Quarterly
18 Month Flexible Choice CD $250.00 $250.00 0.250% 0.250% Quarterly


INDIVIDUAL RETIREMENT ACCOUNTS (IRAs)
  Min Deposit Min Balance To
Earn Interest
Dividend Rate APY* Compounded
IRA Share Savings $5.00 $100.00  0.020% 0.020% Quarterly
12 Month CD $250.00 $250.00 0.250% 0.250% Quarterly
18 Month CD $250.00 $250.00 0.250% 0.250% Quarterly
24 Month CD $250.00 $250.00 0.350% 0.350% Quarterly
36 Month CD $250.00 $250.00 0.450% 0.450% Quarterly
48 Month CD $250.00 $250.00 0.500% 0.500% Quarterly
60 Month CD $250.00 $250.00 0.500% 0.500% Quarterly
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