Deposit Insurance

NCUA SHARE INSURANCE
Your deposit accounts at Toledo Metro FCU are insured by the National Credit Union Administration, or NCUA, the federal government agency that charters and supervises federal credit unions.

View a brochure to learn more about how your accounts are insured.


ESI (EXCESS SHARE INSURANCE

We are pleased to inform you that your deposit accounts in this credit union are insured up to $500,000.  This exceptional level of coverage is attained through a combination of federal insurance provided by the National Credit Union Administration (NCUA) and private insurance from Excess Share Insurance Corporation (ESI).

COVERAGE PER MEMBER WITH EXCESS INSURANCE*

ACCOUNT TYPE NCUA COVERAGE ESI COVERAGE TOTAL INSURED
Individual $250,000 $250,000 $500,000
Joint $250,000 $250,000 $500,000
IRA $250,000 $250,000 $500,000

*Example Only

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