Who we are

Since 1954, Toledo Metro Federal Credit Union has served the financial needs of the employees of Lucas County and City of Toledo. Toledo Metro FCU is governed by a volunteer Board of Directors and has a supervisory committee that works closely with our auditors regarding the day to day operations of the credit union. In 1997, we moved into our current offices at the corner of Adams and 13th Street, enabling us to expand the services offered to our members.

We are proud of our achievements and our staff looks forward to welcoming new and current members! Members can choose from Share Savings Accounts and Checking Accounts as well as:

To provide financial services of high quality and efficiency while maintaining a safe and secure credit union. 

To understand how you can benefit from belonging to a credit union, it's important to understand the difference between a credit union and a bank. Here's where banks and credit unions are the same - you can make a deposit, get a loan, or apply for a credit card at both places. Yet there is a key difference. Banks are run for-profit. They're in business to make money for their investors. Credit unions aren't run for profit. When you deposit money at Toledo Metro Federal Credit Union, you become a shareholder, actually a part owner of the credit union. Profits are returned to credit union members in the form of higher dividend rates on savings and lower interest rates on loans, along with a host of other benefits.

Toledo Metro Federal Credit Union is governed by a volunteer board of directors who are voted on by the membership. A bank's board members are appointed and paid to make decisions that affect the corporation's bottom line.